voir à la fin de la page pour les fichiers sur l’évasion fiscale et le blanchissement d’argent des clients de Julius Bär. Ce qui suit est recopié de wikileaks qui a été censuré aux États-Unis mais dont plusieurs sites mirroirs subsistes comme par exemple wikileaks.be.
Julius Baer Group is a Swiss banking firm which is the parent company of Bank Julius Bär, a traditional « private » bank based in Zurich, Switzerland, which dates back to the year 1890 when it was founded by the famous banker Julius Bär. The Julius Baer Group manages substantial assets for private and institutional clients from all over the world. The Group’s services consist mainly of asset management, wealth management and investment consultation, investment funds for private and institutional investors as well as securities and foreign exchange trading.
Apart from its head offices in Switzerland, the bank has offices in Frankfurt, Milan, Geneva, Dubai, Grand Cayman, New York, Singapore and Hong Kong.
In September 2005, Julius Bär acquired the independent private banks Ferrier Lullin, Ehinger & Armand von Ernst, Banco di Lugano, and the asset management house Global Asset Management from the Swiss banking giant UBS AG, to become one of the largest independent wealth management firms in Switzerland. The companies of the Group are consolidated within Julius Baer Holding Ltd., whose shares are listed on the SWX Swiss Exchange. Julius Baer’s market capitalization amounts to around CHF 4.0 billion. Due to its comprehensive service and product range, clients from around the world have entrusted Julius Baer with assets amounting more than CHF 400 billion at the end of July 2007.
Swiss bank clients exposed by Cayman leak
A number of customers of Swiss bank Julius Baer are being investigated by German tax authorities acting upon information sent to them by a former bank officer based in the Cayman Islands who is accused of stealing secret client files.
The former employee sent details including client addresses and account balances from USD 5 million to over USD 100 million to Germany’s tax office, which last year opened a probe into possible tax evasion by « individual customers”, according to the Zurich-based newspaper SonntagsZeitung. The data theft, which occurred outside Switzerland in 2002, would be illegal under Swiss banking secrecy rules.
The clients, who may be forced to repay millions in taxes and in some cases could lose their entire investments, regard themselves as victims of a conflict between the bank and its former employee. The unidentified person has been sending bank clients anonymous letters signed by « Teddy Baer » or the « tax fraud revealer », said the newspaper.
The bank has reconstructed the stolen data, which covers the period between 1997 and 2002.
Julius Baer Says Unit’s Client Data Were Stolen
By EDWARD TAYLOR
Staff Reporter of THE WALL STREET JOURNAL
June 16, 2005
Private Swiss bank Julius Baer Holding AG said client data from its Cayman Islands unit were stolen, in a major embarrassment for a bank that prides itself on its discretion and secrecy for its wealthy clients.
The bank said it suspects a former employee stole old client records and disclosed them to the Swiss media. It doesn’t know if or how the data may have been misused, and it doesn’t yet know if any current clients or how many clients are affected, said Juerg Staehelin, a spokesman for the Zurich-based bank. The bank wasn’t aware of any other misuse of the data aside from the leak, he said.
The leak comes at a bad time for the 115-year-old bank, which is struggling to attract new private-banking clients in the face of new and intense competition from larger rivals such as UBS AG and Credit Suisse Group AG. Baer also faces the expense of having to adapt business practices to Swiss and foreign-government regulations that require even small banks to take new measures to monitor clients to detect suspicious financial transactions, in a bid to clamp down on terrorist funding following the Sept. 11, 2001 attacks. Baer is adopting such sophisticated steps while also trying to keep the long tradition of Swiss banking, which has maintained client confidentiality as a cornerstone of its business.
Identity theft is a growing crime globally. In a recent string of high-profile cases, personal data were stolen from banks, universities and stores, among other sources, in the U.S. and Europe, via online computer security breaches.
The Baer case, however, is different. So far, it appears it doesn’t involve cybercrime but the age-old crime of a former employee swiping some records, Mr. Staehelin said. « It’s not due to a hacker or an IT leak. It looks like something caused by a disgruntled former employee who is abusing his position, » he said.
The bank said that police in the Cayman Islands and Zurich are looking into the matter. A spokesman for the Zurich cantonal police said it is possible that the police are investigating, but he wasn’t yet aware of such an investigation. A spokesman for the Royal Cayman Islands Police wasn’t able to verify whether an investigation had been launched.
News of the theft was first reported by Cash, a Swiss financial weekly. The newspaper released a statement yesterday highlighting its scoop, but as of the afternoon hadn’t yet released the actual article.
The records pertain to clients from 1997 to 2002, the bank said. The data had been held at its Cayman Islands unit, Julius Baer Bank & Trust Co., which offers trust-fund services to international clients, Mr. Staehelin said.
Julius Baer Holding traces its origins to Bank Julius Baer, founded in 1890, and has served private clients ever since. After opening its first foreign unit in 1940, the bank expanded internationally and now has offices in London, Luxembourg, Milan, Frankfurt, Vienna, Dubai, Grand Cayman, Los Angeles and New York.
The small bank, with about 2,000 employees, caters to ultrawealthy individual clients.
Write to Edward Taylor at firstname.lastname@example.org
Das Leck im Paradies
Von Lukas Hässig
Brisante Kundeninformationen der Julius Bär landeten bei den US-Steuerbehörden, vermutlich von einem Ex-Mitarbeiter zugespielt. Ein Alptraum für die Traditionsbank. Im vertraulichen Finanzgeschäft gibt es kaum Schlimmeres, als was der Schweizer Privatbank Julius Bär zustiess. Hunderte von geheimen Kundendaten gelangten vergangene Woche an die Öffentlichkeit. Cash berichtete von einer anonym zugestellten CD mit Informationen über vermögende Privatkunden, die mit der Bär-Filiale auf den Cayman Islands geschäften. Die Nachricht sorgte für Schlagzeilen. Das Wall Street Journal schrieb von einer «riesigen Peinlichkeit für eine Bank, die sich ihrer Diskretion rühmt».
Doch das Datenleck hat für die Traditionsbank noch viel gravierendere Konsequenzen: Sensible Kundeninformationen der Julius Bär, die bereits 2003 auf den Cayman Islands abhanden kamen, landeten bei den amerikanischen Steuerbehörden. Das bestätigen, unabhängig voneinander, zwei gutinformierte Bankmitarbeiter der Weltwoche. Bei diesen Daten handelt es sich vermutlich um die gleichen, die jetzt der Schweizer Presse zugespielt wurden.
Der Täter schrieb sogar einigen Bär-Kunden, dass der US-Fiskus ihre Daten besitze. Darauf drohten die Betroffenen der Bank mit Schadenersatzklagen. Um negative Publizität zu verhindern, schloss Julius Bär bislang in mindestens einem Fall einen Vergleich in Millionenhöhe ab. Es ist mit weiteren Forderungen zu rechnen.
Julius Bär will wegen der laufenden Verfahren keine detaillierten Fragen zum Datenklau von 2003 und zum Kenntnisstand der US-Steuerbehörden beantworten. Laut Pressesprecher Jürg Stähelin hat die Bank Strafanzeige gegen unbekannt eingereicht. Er bestätigt aber, dass schon früher Unregelmässigkeiten stattgefunden haben: «Auf den Cayman Islands laufen Ermittlungen und Abklärungen seit längerer Zeit. Diese haben bisher aber zu keinen eindeutigen Erkenntnissen geführt.»
Die Bankenleitung gehe davon aus, sagen Mitarbeiter, dass hinter den Missbräuchen von 2003 und heute der gleiche Täter stecke. Es handle sich um den Schweizer R.E. (Name der Redaktion bekannt), der 1997 den Job des stellvertretenden Chefs der Cayman-Filiale übernommen hatte. Dieser rapportierte an den damaligen CEO Rudolf Bär, Mitglied der Besitzerfamilie. Bär soll ihm mehr Personal und eine bessere Infrastruktur versprochen haben, ohne sich daran zu halten. Der Datendiebstahl sei die Rache eines Mitarbeiters, der sich von der Führung getäuscht fühlte, sagt ein der Bär-Familie nahestehender Informant. Für R.E. gilt die Unschuldsvermutung.
Nach dem Missbrauch von 2003 schaltete Julius Bär die Ermittlungsbehörden der Cayman Islands ein, um den Täter zu überführen. Die Polizei befragte sämtliche Mitarbeiter und führte Hausdurchsuchungen durch. Weil keine eindeutigen Spuren zum Vorschein kamen, wurden die Angestellten mittels Lügendetektor ins Kreuzverhör genommen. Die meisten kooperierten anstandslos. Mit einer Ausnahme: R.E. fand erst nach mehrmaligem Verschieben Zeit für den Test. Das machte ihn bei seinen Vorgesetzten verdächtig, doch das Resultat der Befragung war nicht eindeutig. Auch die vielen bei ihm zu Hause vorgefundenen Computer lieferten keinen Beweis. Trotzdem entschied die Bankleitung, sich von R.E. zu trennen.
In einer internen Sprachregelung hält die Führung fest, dass nur Daten von Cayman-Kunden gestohlen worden seien. Gegenüber den Kunden sei die Sicherheit der Bär-Informatiksysteme herauszustreichen. «Julius Bär unterhält überall modernste Massnahmen und IT-Infrastrukturen, welche höchste Sicherheit für heikle Daten garantieren», steht in der Mitteilung. Ob der Täter überführt wird, ist ungewiss. Bis jetzt hat er sich geschickt verhalten. Dass er ausgerechnet auf der CD verdächtige Spuren hinterlassen hat, ist wenig wahrscheinlich.
Fiskus profitiert von Datenklau
von Meinrad Ballmer
Deutsche Finanzämter haben Steuerstrafverfahren gegen einzelne Kunden der Bank Julius Bär eröffnen. Die deutschen Behörden stützen sich dabei, so belegen Unterlagen, auf Kundendaten, die ein ehemaliger Bankmitarbeiter vor Jahren entwendet hat.
Der Datendiebstahl hat sich bereits 2003 bei einer Tochtergesellschaft der Bank auf den Cayman Islands ereignet. Er führt für einzelne Kunden nun zu gravierenden Spätschäden, da sie sich wegen Steuerhinterziehung verantworten und mit Nachforderungen des deutschen Fiskus in Millionenhöhe rechnen müssen. In Einzelfällen können sie den ganzen angelegten Vermögensbetrag verlieren, schlimmstenfalls drohen sogar Freiheitsstrafen. Unklar ist, wie viele Kunden Probleme mit den Steuerbehörden haben, nach Angaben der Bank nur eine « relativ kleine Anzahl – weniger als 100 – Kunden ».
Die Betroffenen sind vermutlich Opfer eines Konfliktes zwischen Julius Bär und einem ehemaligen Mitarbeiter, der seit 2003 einen Feldzug gegen die Bank führt. In den vergangenen Monaten versetzte der Datendieb Bankkunden mit anonymen Briefen in Angst und Schrecken. Aus einem der Schreiben geht hervor, dass der Täter den deutschen Steuerbehörden einen Datenträger mit geheimen Bankdaten geschickt hat. In dem an den Fiskus gerichteten Brief nennt er Bankkunden mit Adressen und Vermögensbeträgen, die zwischen 5 Mio. und über 100 Mio. $ liegen, sowie mit den Namen von auf den Cayman Islands ansässigen Offshore-Vehikeln.
Ex-Mitarbeiter gilt als verdächtig
Einen ähnlichen Datenträger schickte der Täter bereits im Juni 2005 der Schweizer Zeitung « Cash ». Die CD-ROM enthielt Daten aus den Jahren 1997 bis 2003, die aus Firmen der Julius-Bär-Gruppe auf den Caymans stammen. Julius Bär reichte daraufhin in Zürich Strafanzeige gegen Unbekannt ein. Als Hauptverdächtiger galt damals wie heute ein ehemaliger Mitarbeiter, der für die Gesellschaft auf den Cayman Islands gearbeitet hat. Schon 2003 trennte sich die Bank von dem heute 52-jährigen Schweizer.
Seit 2005 ermittelt die Züricher Staatsanwaltschaft wegen des Verdachts auf Verletzung des Bankgeheimnisses. Die leitende Staatsanwältin hatte den Hauptverdächtigen sogar in Untersuchungshaft gesetzt, musste ihn nach einem Monat aber wieder laufen lassen. Der Hauptverdächtige, der sich gegenwärtig im Ausland aufhält, war für eine Stellungnahme nicht erreichbar.
Kenner des Falles sehen in dem mutmaßlichen Täter einen an Verfolgungswahn leidenden psychisch Kranken. In Briefen hatte er der Bank vorgeworfen, sie trachte ihm nach dem Leben. Auch die Briefe an Bankkunden, Steuerbehörden und Medien wirken wie das Werk eines wirren Geistes. « Bei diesem Datendiebstahl handelte es sich nach eingehenden Untersuchungen um einen bedauerlichen einmaligen und nur Daten aus der Zeit vor 2003 betreffenden Einzelfall », erklärte ein Sprecher der Bank. « Die gestohlenen Daten konnten rekonstruiert und entsprechende Maßnahmen getroffen werden. » Die Bank habe alles getan, um Kunden und Bankgeheimnis zu schützen.
Private Data Leakage from Swiss Bank Julius Baer
Swiss private bank Julius Baer Holding AG has confirmed the theft of highly confidential client data from one of its units in the Cayman Islands, Forbes reported.
The data, pertaining to some of the bank’s most affluent customers, was subsequently passed on to Swiss finance magazine CASH. Julius Baer said it has launched a probe into the exact circumstances of the theft, supposed to be committed by a former employee. The data primarily concerns the period 1997-2003. The bank did not provide details of the clients involved.
It’s not the first time when bank insiders put their employer in a spot. In the middle of May the largest bank data leakage occurred in USA. It affected about 700,000 customers at 4 different banks: Wachovia Corp., Bank of America Corp., Commerce Bancorp Inc. and PNC Bank NA. Moreover in the middle of March criminals tried to steal £220m from the London-based office of Japanese bank Sumitomo Mitsui. The ring involved insiders who used £20 gadgets to collect private data and access codes of Sumitomo’s customers. Those devices could be bought from London spy shops for about £20.
“Banks are very sensitive to data thefts and insiders activity. Internal IT-security is a big problem for all financial organizations. I’m quite sure that crimes like information leakages, financial fraud and electronic bank robbing will become more frequent. Therefore all financial institutions have to provide their internal IT-security beforehand », — said Denis Zenkin, the Marketing Director of InfoWatch company.
“Such incidents (Julius Baer, Wachovia, Bank of America, Sumitomo and etc.) are a great strike to company’s reputation. It’s very difficult to return customers’ trust after their financial records have become public. That’s why executives must cope with the problem now. Otherwise they will have serious troubles in future », — he added.
Julius Baer confirms theft of client data from Cayman Islands unit
06.16.2005, 03:01 AM
ZURICH (AFX) – Swiss private bank Julius Baer Holding AG has confirmed the theft of highly confidential client data from one of its units in the Cayman Islands.
The data, pertaining to some of the bank’s most affluent customers, was subsequently passed on to Swiss finance magazine CASH, Swiss newsagency SDA reported, citing a company spokesman.
Julius Baer said it has launched a probe into the exact circumstances of the theft, supposed to be committed by a former employee.
The data primarily concerns the period 1997-2003, Julius Baer said.
The bank did not provide details of the clients involved.
Datenklau bei der Bank Julius Bär (CASH Nr. 24 / 2005 S. 12 zur Datensicherheit)
Der Artikel über ein anonym der CASH Redaktion zugestellte CD-ROM mit Kunden- und Geschäftsdaten der Bär Gruppe schlug weltweit Wellen. Die CD enthielt 196 Megabyte vertrauliche Daten, zum Teil von Kunden mit sehr hohem Diskretionsbedürfnis, die sich von dem Geldhaus auf den Cayman Islands Trusts einrichten liessen. Das « Wall Street Journal » berichtete ausführlich über den Fall: Das Datenleck treffe die 115 Jahre alte Bank in einem schlechten Zeitpunkt. Die Behörden auf den Cayman Islands und in Zürich würden ermitteln. Die « Financial Times Deutschland » schrieb: <Mit der Schweizer Gemütlichkeit ist es bei Bär vorbei>. Alle überregionalen deutschen Zeitungen berichteten. Die Schweizer Tagespresse versorgte ihre Leser überwiegend mit Agenturmeldungen über den Datendiebstahl.
Quelle: CASH Nr. 25 / 2005
Legal reps acting against Wikileaks
EVAN N. SPIEGEL Lavely & Singer Professional Corporation 2049 Century Park East, Suite 2400 Los Angeles, California 90067 (Los Angeles County) Telephone: 310-556-3501 Telecopier: 310-556-3615 Email: email@example.com Url: http://www.lavelysinger.com
PRACTICE-AREAS: Entertainment Litigation; Business Litigation; Right of Publicity; Right of Privacy; Libel, Slander and Defamation; Copyright; Internet +Technology; Cybersquatting.
ADMITTED: 1998, California, U.S. Court of Appeals, Ninth Circuit and U.S. District Court, Central District of California
LAW-SCHOOL: University of California at Santa Barbara (Law); University of California at Los Angeles (J.D., 1998)
COLLEGE: University of California at Santa Barbara (B.A.); University of California at Santa Barbara (Society, with honors, 1993)
TEXT: Recipient, Moot Court Honors, University of California at Los Angeles Law School. Business Editor, 1997 and Lead Article Editor, 1996-1997, University +of California, Journal of International Law and Foreign Affairs. Externship with Judge Barry Russell, Presiding Judge of U.S. Bankruptcy Court, Central +District of California and BAP Ninth Circuit, 1996.
MEMBER: Beverly Hills, Century City and Los Angeles County Bar Associations; State Bar of California.
BORN: Los Angeles, California, September 1971
Clouds on the Cayman tax heaven
Is David helvetic and Goliath a bear?
This is the story of Rudolf Elmer of Switzerland, former Chief Operating Officer of Bank Julius Baer on the Cayman Islands. The story of a man suspected of leaking to the press information about the activities of a Swiss bank specialized in hiding and laundering the money of the ultra rich through anonymizing offshore trust structures. It also is the story of a man and his family living with the consequences of being suspected of fouling the nest of a traditional Swiss bank engaging in dubious activities. This story might differ from previous one’s related to this issue, mainly because while researching the story, Rudolf Elmer has also been asked for his account of things.
Over the last few months Wikileaks has obtained and published various documents related to allegedly illegal activities in the Cayman Islands performed by Bank Julius Baer and started initial research into these. Regarding the same bank Wikileaks had obtained legal documentation on the case of a Rudolf Elmer, former debuty head of BJB cayman, in a Dec 2007 Zurich court case against Bank Julius Baer. The law suit relates to various irregularities of health-care/social-security payments by the bank, as well as the matter of stalking (including at least one acknowledged car chase) Elmer and his family by BJB-hired Private Investigators Zurich-based Ryffel AG,
Initial research easily turned up that 2002/2003 some sensitive documents had slipped out of the Swiss banks office in the Cayman Islands, apparently reaching US tax investigation units and eventually sent to the Swiss financial magazine CASH, which reported on the disclosure, but possibly due to an injunction or Swiss banking law, not the details. This event also triggered an article in the Wall Street Journal an article in Swiss Weltwoche, titled « The leak in paradise », giving background information on what happened back in 2003 on the Caymans.
When the leak of trust structures was discovered in 2003, Bank Julius Baer initiated legal investigations on the Caymans, involving the search of the home of each employee and when not gaining any insights from that, undertaking a polygraph test on the employees. It still remained unclear where the data went.
The group of people having legitimate access to these documents was small, Rudolf Elmer, who was BJB Caymans deputy head and Chief Operating Officer at that point in time also fulfilled the position of Hurricane Officer, whos duties included keeping backups. Elmer, facing a spinal surgery coming up in a few days time, was on sick leave and had some trouble scheduling the test. He thus became a suspect.
The Polygraph Test
The transcript of the polygraph test conducted by a Lou Criscella and passed on to Wikileaks is very abstract to read with names of clients being substituted with single letters. While not all the context thus is properly understandable, the transcript does not show any wrongdoing.
Reading the transcript one gets the impression that data has slipped out of the Cayman Islands as early as 1997, and timelining the transcript with a couple of later documents will also reveal that Elmer is accused of having leaked data that was produced after the date that he left from the Caymans.
Elmer complained to the American Polygraph Association, the institution his interrogator works for, the Cayman Prime Minister and other entities about the conduct of the test.
Normally sick people would not be interviewed, but the APA’s Ethics Commission, stated in a letter that the ethical rules for polygraphing do not apply to the Cayman Islands, and as the test had not been fully carried out, most of the APA rules would not apply anyway. He was informed there are no regulations on the Caymans for polygraph tests as in the United States.
Leaving home, returning to Switzerland
This is about when things started to get different for Rudolf Elmer.
It became essentially clear that he was a prime suspect and Bank Julius Baer wanted to get rid of him. Personal suggestions by his manager to go out diving, possibly as deep as possible, as well as anonymous phone calls to his family suggesting they should leave the country for their own good, did not make the whole situation much easier for the Elmers. As can be derived from the transcript and personal communication with him, Rudolf Elmer felt very much like being home on the Caymans, much in contrast to Switzerland, and the same can be said for his family.
After the test Bank Julius Baer laid off him as an employee and the family decided to move back to Switzerland. Bank Julius Baer, not being able to substantially prove anything, but still investigating into him, had hired a bunch of different Private Investigators like the Zurich-based Ryffel AG, to track him. According to Elmer’s assertions, he was threatened not to go to the police verbally by officials of the bank, most of them composing the boards of directors and similar entities within the various distributed BJB companies, holdings, limiteds etc.
According to Elmer (most of the allegations appear in his Dec 2007 court documents), he was subject to more or less permanent observation, as was his family. His then 6-year old daughter got followed on her way to school/kindergarden, his wife and daughter were even engaged in a chase on a Swiss autobahn by the Ryffel AG, which had to be intercepted by the Police (police confirmed). Cars driving in the dead-end street he lived in at night, annoying his neighbours and putting further pressure on him. The phone calls, that started in the Caymans followed to Switzerland. The situation again became very uncomfortable, with Elmer’s 8-year old daughter suffering trauma from the bizarre lifestyle her family was forced into. Elmer also was offered CHF 500,000 by the bank, according to his statement in an effort to buy his silence; he turned down the offer and asked the bank to be charged with bribery, but the police found no law against bribing private persons.
Bank Julius Baer also started claims against Rudolf Elmer in Switzerland. These could not be followed by prosecution as BJB refused to give out information on its activity on the Cayman Islands that would provide a basis for investigation and Elmer’s defense. On that basis no prosecution in Switzerland could be initiated. As BJB still had the PIs in the field at that point in time, putting Elmer under pressure, maybe the tradeoff between releasing the material to the prosecutor and facing eventual consequences, and silencing the suspected root of all the trouble did not appear good enough at that point in time.
Elmer wrote a a letter to the newly appointed CEO of Bank Julius Baer in Switzerland, Johannes de Gier, where he explained his position, trying to set some facts straight. This document is the only document this author is aware of linking Elmer to being (one of) the whisteblower(s), and it holds more information on his actual responsibilities and awareness of activities on the Caymans. While it has an uncompromising tone, it also sounds like a man talking about his strong defenses in order to put an end to the harassment he is under. Rudolf Elmer says this is about the time when he started to arrange protection for himself and his family with what he knew. He sent a few hints out that indicated he was in possession, lawfully, of this information, to make sure nothing would happen to him or his family. The document was submitted to Wikileaks in a bundle with the legal denial notice issued by the prosecutor in Zurich.
The legal applications filed with the prosecutor in Zurich-Sihl, Switzerland against Bank Julius Baer partly seem to be based on the letter sent to Johannes de Gier to describe Elmer’s situation. The denial notice from the prosecutor’s office indicate that Elmer also not been successful here. The prosecutor’s office of Zurich-Sihl ruled that stalking can not be substance of a criminal prosecution in Switzerland, a land where no free person is restricted to move the same way as another in public space. Acknowledging the car pursuit, the prosecutor only mentions they were able to verify that a PI agency had been engaged, but does not comment any further on this incident at all. The prosecutor’s office states that while there could be moral claims towards someone ordering such an observation, the actions did not break criminal law. Regarding the bribery claims that Elmer had made towards the bank, the Prosecutor further ruled that bribery is not applicable to a private person but only to a state entity, and stated non-understanding Elmer’s motivation for this claim, stating the whistleblower should be happy about the money and the bank dropping its complaint.
Again, various other entities have been contacted by Rudolf Elmer, in his desperate and continuous search for help, with no real success. He contacted the Swiss Foundation of the International Social Service in respect to their Rights for Children program, to find help for his daughters protection of the harassment, yet no success. He was told these were if at all legal matters, and as he already found out, there is no legal basis or protection against stalking or observation by a private entity engaged by a private corporation. Not for children or anyone at all in the free country of Switzerland.
Rarely does it get as clear as at this point: not only are financial institutions in Switzerland very eager to avoid any attention by anyone, but also are those banks being protected by certain legal institutions. As one of the side effects of this story, the Swiss federal tax entity was very interested in having access to what was obtained by the Zurich Prosecutor’s Office in relation to this case, yet have they also been denied access to those files. So leaving the premises of Bank Julius Baer for a short moment one could wonder if even after Jean Ziegler stood up as a hero and was actually able to change parts of the Swiss banking system to something morally and judicially more sound, the Swiss banking world is still as tightly knotted with parts of the legal system as much that it appears bizarre to anyone of non-helvetic origin. This also poses the important question in how much Switzerland with this attitude will ever be able to harmonize with the EU on the issue of banking transparency in order to stop illegal money flows.
While a lot of the extensive information and documentation is very hard to interpret, if at all, this was the rough story of a Rudolf Elmer, fighting like David against the bear Goliath. And this is also the story of one of the biggest banks involved into offshoring business on the Caymans, dealing with an issue related to the privacy of their businesses. A story of a bank that by its actions right from the beginning to all action taken today, shows it has a lot to hide from all parties eventually involved. A story of a bank that rather uses scare tactics than talk about its business in a proper lawsuit. A story of a bank that seems about willing to do anything to silence what Rudolf Elmer has to say.
Documents related to this story can be found at:
- Bank Julius Baer
- Bank Julius Baer vs. Wikileaks
- Rudolf Elmer vs. Bank Julius Baer (german/english)
- Bank Julius Baer Polygraph test of Rudolf Elmer (english)
- Bank Julius Baer vs. Rudolf Elmer – no data theft (german/english)
Rudolf Elmer to this day claims he has not leaked any documentation related to Bank Julius Baer in order to harm anyone, only setup an insurance for his and his family’s personal safety. Whether this assertion is true, technically true, or untrue, or whether Mr. Elmer has been driven a bit batty by the pressure should not distract us from the actions of Bank Julius Baer in its attempts to silence its former high-level employee or the role it plays in supporting ultra-rich’s offshore tax avoidance, tax evasion, asset hiding and money laundering..
Wikileaks would like to encourage everyone out there to have a look at the information. We encourage anyone dealing with tax fraud and evasion and offshore/Swiss banking to review the material posted with us. This will make sure we can verify the relevance and validity of the material presented. Bank Julius Baer has decided to go for the next round in trying to silence Wikileaks. This will not happen and only proves that at least parts of the material hold valid information.
Voici les informations sur l’évasion fiscale et le blanchissement d’argent des clients de Julius Bär qui sont/étaient sur wikileaks. Pour visualiser ces documents, changer l’extension de .pdf à .zip car ce sont des documents zip qui doivent être décompressés mais ce blogue ne me laisse pas uploader des documents zip.
- caisses noires: The zip file contains account and transaction information related to alleged tax-evaded profits totalling up to USD 50.000.000,00. The account, located on the Cayman Islands with Bank Julius Baer, is apparently held by Vigier Management AG, Lutenbach, Switzerland, and is allegedly used for tax-evasion as well as bribery payments related to winning industrial contracts. The leaker states other players involved include Fintex Ltd, East Riding Holdings, Rondson International Enterprise, KJ Richardson, Beat Koch, Ulrich Schlatter, Peter Sollberger and Markus Oberle.
- jk peng: The zip file contains extensive documentation on accounts held by the former chinese critic John K. Peng, involved in China and Hongkong politics, and his family in accounts with Bank Julius Baer, Cayman Islands. Up to USD 40.000.000,00 are held in these accounts. The information presented relates in detail to Dragon, Orchid and Phoenix funds, where money related to the Peng accounts is being transactioned to and from.
Mr JKF Peng,
a former critic of China and Hong Kong is hidding USD 40 Mil in the Cayman Islands. There is no reason for him to hide the money, however, the family is involved in China and Hong Kong politics and therefore funds need to be hidden.
We believe there is also a tax investigation going on in Hong Kong and corruption office is looking into the matter as well. However, we do not know how much information they have.
Maybe this information will help them.
Mr Winston Layne unfortunately committed tax fraud and the IRS is after him in order to make him responsible for his wrong doing. Mr. Layne lives on West 86th street, New York.
This case is politically important because it proves that Americans still use the Cayman Islands for tax fraud. It is also interesting because it demonstrates how an American commits a tax fraud offence and on the other hand how a Swiss Bank supports his wrong doing.
The verification of the file can be done by emailing to Mr Charles.Farrington@juliusbaer.com or even call the Julius Baer Cayman office.
It is a leak because we have found a CD in New York with a lot of information from Julius Baer, Cayman but also Julius Baer, Guernsey and New York. There is a long list of Americans holding their funds offshore.
The audience are the Americans because they want to know who is cheating their country and unfortunately Mr Winston Layne is one of the cheaters!
- tax scheme: (pour ce fichier seulement, l’extension doit être changé de .pdf à .xls).his is a highly effective tax scheme which was set up by Mr Martin Egli, a Swiss Investment Manager. Swisspartner provides annuity insurance to policeholders that invest their funds in various instruments. The policy holder is Julius Baer, Zuerich. The company used is called « Swisspartners, Zuerich ». The purpose is with this tax scheme to:
- deduct premiums from the income in order to reduce the taxable income overall
- premiums represent fees but most of it is paid in a offshore investment portfolio
- funds invested in this portfolio with Julius Baer, Zuerich through this offshore vehicle « Swisspartners » will never be taxed at all
- no capital gain tax on the portfolio
- no fees charged by the government
- funds can be repaid after the end dat as a lump sum or even as rent (e.g. paid to MONACO a tax free state)
- the payment is made to anyone in the world either from Julius Baer, Zurich or even Julius Baer, Singapore in order no to disclose the payee as well as the beneficial owner
- Martin Egli used to be the expert but know it is Mr David Kleinfeld, Law Office RRA in Miami (his email firstname.lastname@example.org). He advices Americans how to utilise such an offshore insurance company in order to avoid USA tax.
Important is also to know that famous people have already used his service as well as the vehicle « Swisspartners ». Here they are: – Dean Le Baron (owner of the famous « BARON », Tommy L. Pettiette, Martina Ashton-Lunstron, The Ford Family (former president of USA), Charles Johnston (CCJ Trust), Paula Cran through Lakeview Investments, Robert A Behar, Olinda Jacobelli but last and not least Mr Mark Stephen Gold using Hibiscus Acquisition & Investments.
How much money is involved? We talk about USD 150 Mio to 200 Mio and therefore it is big.
The attachment provides you with more detail and Mr. David Kleinfeld with even more information.
- peru:Here another striking example of a tax fraud scheme. It is Mr Juan Carlos Cespedes and he can be contacted through L. Merchor La conquist 379, Urb El Derby, Santiago de Sucro Lima 33, Peru.
Juan Carlos Cespedes hides in the so called SF Holdings Ltd, Cayman Islands USD 11 Mio. Again and Again it is tax fraud and here even funds from his political exposure.
Mr Cespedes needs to be investigate thoroughly!
Julius Baer did her again a great job to take the money out of Peru and move it to the Cayman Islands. It is unbelievable how such a Bank can do such bad things.
Raymond Baer says he is an ethical and moral person but he is not because he commits with Julius Baer tax fraud and other crimes it appears. This is not the work of a real Swiss Banker we only can say! The data will proof it.
- avenvas:This is an example how Luis Nozaleda, Blanca R avenas, Ronda de la Abubilla, 15 Parque conde de Orgaz, Madrid Spain commit tax fraud.
The funds originate from their business in Madrid but never have been taxed. The funds were move through Switzerland to London and then the Cayman Islands in order to hide them.
The Spanish people suffer her again because those two individuals to not pay the necessary amount of taxes they are supposed to pay. Unfortunately, the funds here come even from criminal sources which is disgusting.
This is a leak due to the fact that such conduct is ethically and morally not acceptable.
People need to know who their citizens are! They are entitled to know.
The data is from Julius Baer New York.
Hopefully, we will have here soon a better world at least in those two cases.
- lord k:This information is politically important because the estate of Lord L. Kadoorie disappeared in Swiss Banks. The children, Michael, son, the daughter Rita and the younger rother Horace did not know where part of the tremoundous estate disappeared.
Lord Kadoorie owned the China Light and Power, made possible Hong Kong’s post World War II industrial boom, and he became known as a « taipan »; one of the immigrant dynamos who build up Hong Kong. The Kadoorie family fortune is estimate USD 4 billion, however, the some of the fortune could no be found anymore. In the attachment it is stated where part of the fortune is in Switzerland.
The audience is the people of Hong Kong and the family Kadoorie because they are searching for the money. This is a leak in order to help the family Kadoorie and the state of Hong Kong to learn where the funds went from all the massive investment projects Lord Lawrence Kadoorie pushed to make Hong Kong to what it is today.
All those funds should return to Hong Kong and China because there is no reason to keep them in Switzerland
- lewis 1:
Mr Lewis is alias Mr George Charles Lampitt just to hide Mr Lewis.
This is a striking example how Julius Baer not only advises a client to commit tax fraud but also gives clear instruction how the client should proceed. Details are in the file, however, here two examples:
BJB states: #Jonathan Charle Lamitt, the US beneficiary can inspect and copy the trust’s permanent books of account, records, and such other documents that are necessary to establish that the trust should be treated for US tax purposes only as owned by another person#
2nd example: # Mr Lewis was very defensive and said he always paid his taxes so much so that he was not receptive or reponsive when I tried to explain to him that we need tax advise#
The conclusion is that
- with setting and advising Mr Lewis BJB actively help Lewis to commit tax fraud in the USA
- BJB actually betrayed the USA and their people in helping someone to adivse and commit tax fraud, a crime
- BJB should be made responsible for this the the US Authorities should go after BJB in New York
The USA authorities need all to check the Grossmont Bank, Del Mar Office, 2775 Via del la Vall, Del Mar, CA92014 acct nr 1120725106 in the name of Mr Lampit.
The file is important to demonstrate how BJB actively supports tax fraud. The audience is US tax authorities and all the honest people in the USA.
Verification can be done calling BJB, Cayman Islands Mr Charles Farrington.
Journalists should publish the content or show how tax fraud does not pay off. It is a leak to stop tax fraud.
- lewis 2:This is another case which is related to Mr Lewis of BJB.
This one is an interesting example because details agree with Mr Lewis in order to confuse the US tax authorities. This is another way to achieve the goal that funds can be paid to the USA without being identified as none taxable funds.
- steinberger:Mr Steinberger of Frankfurt, Germany is allegedly holding up to EUR 15.000.000,00 related to Bowspirit Investments in a bank account with Bank Julius Baer in Cayman Islands, tax-evaded. The leaker encourages journalists to investigate into money laundry via the Cayman Islands.Herr Steinberger haelt in der Gesellschaft Bowsprit in den Cayman Islands EUR 15 Mio, die er am deutschen Steuerfiskus nicht offengelegt hatte. Dies ist von Wichtigkeit, den es zeigt wie eine Deutscher seine Gelder ueber die groesste Schweiz Privatbank auf der Pirateninsel Cayman versteckt. Es geht hier um die Deutschen Buerger, die sich bewusst werden muessen, dass man aus ethischen und moralischen Gruenden keinen Steuerbetrug betreibt und man auch erwischt wird. Herr Steinberger, Freiherr von Stein 16, 6000 Frankfurt 70 wird die Richtigkeit der Daten verifizieren. Journalisten sollten offenlegen, dass die Caymans immer noch fuer aktive Steuerhinterziehung, -betrug und sogar Geldwaescherei genutzt werden. Herr Steinberger ist im Sinne des deutschen Gesetzes hier bereits ein Geldwaescher und muss wahrscheinlich mit einer mehrjaehrigen Haftstrafe rechnen, sollten man ihn als schuldig werten. Tatsache ist, dass er es ist, aber vielleicht kommt er mit der Verjaehrungsfrist von 5 Steuerjahre weg oder andere unsaubere Methoden.
Klar es handelt sich wieder um die Bank Julius Baer und wir denken, dass dies ein weiterer Fall ist, der die deutschen Steuerfluechtlinge verunsichern soll.
- alpha tankers:
It came to our attention that Anna Kanellakis controlled Alpha Tankers and Freighters and John Angelicoussis managed a large fleet of at least 15 vessels.
The money flow related to those ships hits Julius Baer accounts in Zuerich and Guernsey. The volume is about USD 30 Mio a year according to the attachments. There are financing transactions and distributions to third parties.
This really has to be investigated by the Greek authorities and international crime task force because the funds flow through Switzerland, Guernsey and the Cayman Islands and for no obvious reasons. Therefore, it is either a massive tax fraud or even money laundering controlled by Mrs Anna Kanellakis and maybe Sabina Duerr Gerber and others mentioned the attached documents.
The bottom line is that various states loose several USD millions of taxable income because above individuals set up the offshore insurances vehicle in order to evade taxes today but also in future when funds are repaid.